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What am I missing?

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What am I missing?

Postby OnceHarmony on Tue Feb 17, 2015 12:39 pm

New year/new budget.

Just trying to get a handle on all of the categories I need to budget for. I'm sure I'm missing some. What am I missing?

Life Insurance
Disability insurance
Investments
Retirement
Savings for unexpected events/emergencies

HOUSE
Rent
Utilities
Decorating

FOOD
Groceries including household stuff
(Toilet paper, cleaners, etc.)

CAR/TRANSPORTATION
Gas
Repairs
Insurance
Bus fares
Taxi fares

SCHOOL
Supplies
School lunches
Photos
Fundraisers
Field trips

PERSONAL CARE
Haircuts
Hair colour
Waxing
Make up

ACTIVITIES
Lessons/classes for DD

ENTERTAINMENT
Eating out
Internet
Movies
Concerts
Plays
Cultural events
Annual passes

CLOTHING
Clothes/shoes for DD
Clothes/shoes for me
Clothes/shoes for DH

PETS
Food
Licences
Vet bills

VACATIONS/HOLIDAYS
Summer holidays
Long weekends
Spring break
Christmas
Easter
Valentines
Father’s Day
Mother’s Day
Halloween
Family Day
Camping

CHARITY

GIFTS
Birthday for DD
Work events
Family events
Friend events
Hostess gifts
It's a dangerous business, Frodo, going out your door. You step onto the road, and if you don't keep your feet, there's no knowing where you might be swept off to - J.R.R. Tolkien
.
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Re: What am I missing?

Postby five-seven-five on Tue Feb 17, 2015 12:46 pm

Maybe these? :)

RESP savings

House taxes if you own

Rec centre/gym/running shoe budget for adults

Bike maintenance if anyone commutes by bike

BD Party budget (above and beyond gifts)

ETA: Dental bills including saving up for braces if your DD looks like she will need them, prescription bills, eye care (glasses, contact lenses, check ups, other similar costs). If you have insurance, any deductibles on these routine things.
Last edited by five-seven-five on Tue Feb 17, 2015 5:55 pm, edited 2 times in total.
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Re: What am I missing?

Postby SlobberBug on Tue Feb 17, 2015 12:55 pm

Maybe parking fees, furniture and renter's insurance?
Your budgeting is impressive! I don't do a household budget at all.
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Re: What am I missing?

Postby pollywog on Tue Feb 17, 2015 1:50 pm

What about kid extra curricular sports, swimming, camps, (spending$$) etc.
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Re: What am I missing?

Postby kattnipp on Tue Feb 17, 2015 5:37 pm

For car also add in for renewing license and plates.
Talk without offending.
Listen without defending.
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Re: What am I missing?

Postby quest on Tue Feb 17, 2015 7:39 pm

..
Last edited by quest on Mon Mar 09, 2015 6:23 pm, edited 1 time in total.
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Re: What am I missing?

Postby OnceHarmony on Tue Feb 17, 2015 7:58 pm

Thanks. I knew I was missing some. I also forgot babysitter.

Keep them coming if you have more.
It's a dangerous business, Frodo, going out your door. You step onto the road, and if you don't keep your feet, there's no knowing where you might be swept off to - J.R.R. Tolkien
.
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Re: What am I missing?

Postby ItsKim on Tue Feb 17, 2015 8:19 pm

Dentist? Credit card payments if you have any? Maybe toys/treats for the pets?
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Re: What am I missing?

Postby crazycat on Wed Feb 18, 2015 8:28 am

Contents insurance. Hear you on braces. We got a bill for $7400, quite the shocker.
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Re: What am I missing?

Postby OnceHarmony on Wed Feb 18, 2015 2:45 pm

It's a dangerous business, Frodo, going out your door. You step onto the road, and if you don't keep your feet, there's no knowing where you might be swept off to - J.R.R. Tolkien
.
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Re: What am I missing?

Postby Vaccin8tor on Wed Feb 18, 2015 7:07 pm

Don't forget to use the orthodontic work as a medical expense on your taxes!
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Re: What am I missing?

Postby alexsmom on Wed Feb 18, 2015 8:52 pm

Bank fees
Pet sitter - unless you travel with them
Fun money - no matter how tight our budget is each get some fun money for the month even if it is $5 for a specialty coffee. :)
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Re: What am I missing?

Postby OnceHarmony on Thu Feb 19, 2015 5:05 pm

Yes, when we travel with our pets we have to pay a pet deposit when we stay in hotel/motel rooms with them so I'll factor those fees in. Thanks for the reminder.

Once again, thanks everyone.
It's a dangerous business, Frodo, going out your door. You step onto the road, and if you don't keep your feet, there's no knowing where you might be swept off to - J.R.R. Tolkien
.
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OnceHarmony
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Re: What am I missing?

Postby OnceHarmony on Mon Feb 23, 2015 12:10 pm

I was a bit cconcerned with being a good example for DD of budgeting and understanding money but I didn't need to be.

I borrowed 25 cents from DD and she gave it to me with the stipulation that I give her 30 cents back.

She's charging me interest. :lol:

She gets it.
It's a dangerous business, Frodo, going out your door. You step onto the road, and if you don't keep your feet, there's no knowing where you might be swept off to - J.R.R. Tolkien
.
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OnceHarmony
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Re: What am I missing?

Postby maxell on Tue Feb 24, 2015 4:12 pm

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